We understand that you may not have heard of Workers Compensation before. It is a type of insurance that provides benefits to employees who are injured or become ill while on the job. This coverage is available in all states, and it is a legal requirement for most employers.
Workers Compensation covers a wide range of injuries and illnesses, from minor cuts and bruises to serious injuries like broken bones and even death. If you are injured or become ill at work, you may be entitled to medical treatment, lost wages, and even rehabilitation services.
According to the National Safety Council, around 4.6 million workplace injuries occur each year in the United States. This means that there is a high probability that you or someone you know will experience a workplace injury at some point in your life. With Workers Compensation, you can rest assured that you will be protected in the event of an injury or illness.
What is Covered by Workers Comp?
Workers compensation is a form of insurance that provides benefits to employees who are injured or become ill as a result of their job. This includes medical expenses, lost wages, and rehabilitation costs. In fact, according to the National Safety Council, there were over 2.8 million non-fatal workplace injuries and illnesses in 2019 alone. It's important for employees to understand what is covered by workers comp to ensure they receive the benefits they deserve.
Some common injuries covered by workers comp include back strains, carpal tunnel syndrome, and slip and fall accidents. However, it's important to note that not all injuries are covered. For example, if the injury was caused by an employee's own misconduct or if the injury occurred outside of work, it may not be covered.
It's important for employees to report any workplace injuries immediately to their employer and seek medical attention. Our professionals are here to help navigate the complex process of workers compensation claims to ensure you receive the benefits you are entitled to.
Are There Any Exceptions?
As a workers' compensation attorney, we often get asked if there are any exceptions to receiving benefits. The short answer is yes, there are exceptions. For instance, if your injury occurred while you were under the influence of drugs or alcohol, you may be ineligible for benefits. Likewise, if you were engaged in horseplay or violating a company policy at the time of your injury, you may also be ineligible. However, each case is unique, and there may be other exceptions that apply to your situation.
It's important to remember that the goal of workers' compensation is to provide benefits to employees who have been injured on the job, regardless of fault. Our team of professionals is here to help you navigate the system and ensure you receive the benefits you are entitled to. We understand that dealing with an injury can be overwhelming, and we are here to help you every step of the way. Don't hesitate to reach out to us for assistance.